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Frequently Asked Questions

What is a pawn loan?

Pawn loans are a quick and easy way to borrow money without a credit check or hassle. Loans are based on the value of your collateral, not your credit rating or pay schedule. A typical pawn loan has a term length of 30 days, plus a 30-day grace period. If you cannot pay your loan back in full, we offer extensions to give you extra time. You may also choose to surrender your collateral as payment in full.

What is an extension/renewal?

If you are unable to pay back your loan in full on its due date, you may get a renewal/ extension. That means that you pay the interest that has accrued on your loan in full and the new due date is set. The principal loan amount remains the same, as does the interest rate. If you’d like, when you pay the interest you can pay additional money down on the principal. This will allow you to renew the loan for a lesser amount. You may extend the length of your loan as many times as you wish.

Will I lose my goods?

Most of our customers repay their pawn loans and pick up their items. If a customer chooses not to repay the loan, the collateral items are forfeited and are accepted as payment in full. Some customers though choose to sell their unwanted items rather than get a loan.

How do you determine how much an item is worth?

The loan amount is based on the current value of your item. Item’s condition, market value and our ability to resell the item all play a role in determining the price. Our highly trained associates will use all research tools at hand to evaluate the item’s value and get you the cash you need or the most they can.

We also test all items for their performance. General merchandise is visually inspected and then tested by plugging it in and turning it on. Accessories such as remote controls and original cables all add to the value of an item.

We’ll Offer You the Most for Your Items!